That depends. Roof repairs are part of the regular and timely work responsible homeowners are expected to complete to protect their overall investments. That is considered regular maintenance and not a deduction. An entire new roof for your residence is considered a home improvement but is also not a tax deductible expense.
You’ve probably seen the Liberty Mutual commercials with Doug and LiMu Emu. If not, let’s just say they are considered quirky and eye-catching. But what does that have to do with how Liberty Mutual handles roof claims? Nothing.
You may think all insurance carriers are alike and they handle claims in a similar fashion. If so, Progressive’s options for a homeowner’s policy might surprise you.